Medicare Doesn't Have to Be Confusing.
Helping you understand your Medicare options with free educational resources, personalized guidance, and informative dinner seminars throughout Sarasota and surrounding communities.
- Licensed Insurance Agent
- Medicare Education Specialist
- Serving Sarasota & Manatee County
- Personalized Guidance
- Free Educational Dinner Events
Why Scott
Why families across the Suncoast trust Scott Black
Twenty-plus years of Medicare experience. A Florida native who knows the local providers, plans, and people.
Education First
Medicare decisions should be based on understanding, not pressure. Scott takes the time to teach, so you can choose with confidence.
Personalized Recommendations
Every person is different. Scott evaluates your doctors, hospitals, prescriptions, budget, and lifestyle to find your Custom Fit.
Local Experience
Serving Sarasota, Bradenton, Venice, Palmetto, and Ellenton — with deep knowledge of local providers and plans.
Ongoing Support
Scott stays in your corner after enrollment, answering questions and reviewing your coverage as your needs evolve.
The Custom Fit Approach
Medicare coverage tailored to your life — not a one-size-fits-all plan
Scott's Custom Fit process is how every Florida Health Resources client gets matched with the right plan. Four pillars guide every recommendation.
Medicare Coverage
All facets of Medicare insurance — HMO, PPO, Special Needs Plans, Medigap, Part D, and Part B Give Back plans.
Needs Analysis
We review the hospitals you use, your pharmacies, prescription medications, dental, vision, and fitness — then design a plan around them.
Choice of Carriers
Appointed with Aetna, Cigna, Devoted, FL Blue, Freedom, Humana, Optimum, Simply, United Healthcare (UHC), and WellCare.
Local Agent
Over 20 years of experience in the Sarasota/Manatee health insurance market. Scott will come to you or meet electronically.
Every recommendation starts with you
Scott builds your Custom Fit around the specific things that shape your healthcare year — including:
- Your doctors
- Prescription medications
- Preferred hospitals
- Provider networks
- Dental needs
- Vision needs
- Fitness benefits
- Healthcare priorities
- Lifestyle
- Travel habits
- Monthly budget
Request your Custom Fit. Scott will come to you, meet at our local office, or meet electronically — whichever is easiest for you.
Request a Custom FitWe get it
Medicare can feel overwhelming. You're not alone.
If any of these questions sound familiar, you're in good company — and you're in the right place.
Scott simplifies Medicare so you can make informed decisions with confidence.
Learn About Medicare- When should I enroll?
- Which plan is right for me?
- What happens if I delay?
- Advantage or Medigap — what's the difference?
- Do I really need Part D?
- Will my doctors be covered?
- How much will Medicare cost me?
- What does each part actually cover?
A free, no-pressure conversation — in person, at our office, or online.
Two quick questions. A clearer Medicare starting point.
Tell Scott a little about your situation. We'll point you toward the right next step — no email required.
Medicare Education
Start with the basics. Build real understanding.
Six core topics, six clear explanations. Click any card for the deep dive — or save time and ask Scott directly.
Original Medicare
How Parts A and B work together as the foundation of your coverage.
Learn moreMedicare Part A
Hospital insurance: inpatient stays, skilled nursing, hospice, and home health.
Learn moreMedicare Part B
Medical insurance for doctor visits, outpatient care, and preventive services.
Learn moreMedicare Advantage
All-in-one private plans bundling Parts A, B, and usually D — often with extras.
Learn moreMedicare Supplement
Medigap plans that help pay the out-of-pocket costs Original Medicare leaves behind.
Learn morePrescription Drug Plans
Understand Part D, formularies, and how to keep your medications affordable.
Learn more
Attend a free Medicare educational dinner
Join Scott Black for a complimentary educational dinner where you'll learn how Medicare works, explore your options, and get clear answers to your questions in a relaxed environment.
- Educational only — never a sales pitch
- No obligation of any kind
- Complimentary meal at a local restaurant
- Limited seating — RSVP required
How Scott Helps You
From learning Medicare to lifelong support — eight clear steps
Every Florida Health Resources client follows the same education-first path. No pressure, no shortcuts, no surprises.
- 01
Learn Medicare
Start with plain-English education on how Medicare actually works.
- 02
Attend a Free Dinner Seminar
Join Scott at a complimentary educational dinner — no sales pitch.
- 03
Meet with Scott
A relaxed one-on-one conversation, in person or electronically.
- 04
Review Your Healthcare Needs
Doctors, prescriptions, hospitals, dental, vision, fitness, lifestyle, travel, and budget.
- 05
Compare Medicare Options
Independent comparisons across 10 carriers — Advantage, Medigap, and Part D.
- 06
Receive Your Custom Fit Recommendation
A plan tailored to your healthcare priorities — not a one-size-fits-all option.
- 07
Enroll with Confidence
Scott walks you through the paperwork from start to finish.
- 08
Ongoing Annual Support
Annual plan reviews and a local agent you can call any time questions come up.
Areas served
Local expertise across the Suncoast
Scott meets clients in person throughout Sarasota and Manatee County — or electronically when it's more convenient.
Sarasota
The heart of the Suncoast — Scott's home market for over 20 years.
View areaVenice
Trusted Medicare guidance for Venice retirees and Snowbirds.
View areaBradenton
Local plan expertise across Manatee County's largest community.
View areaPalmetto
Personalized Medicare help just minutes from the Sunshine Skyway.
View areaEllenton
Friendly support for the Ellenton and Parrish corridor.
View areaClient Reviews
What Sarasota & Manatee neighbors say about Scott
Real feedback from local clients Scott has personally helped through their Medicare decisions.
"Scott made the transition from my employer plan to Medicare incredibly simple. No pressure, just clear facts."
"Attended one of Scott's dinner seminars and learned more in an hour than I did from weeks of reading online."
"I highly recommend Scott. He helped me find a plan that covered all my doctors and saved me money on my prescriptions."
Worked with Scott? Share your experience to help a neighbor make a confident Medicare decision.
Share Your StoryFrom the blog
Latest Medicare articles
BasicsUnderstanding Medicare Parts A & B
The foundation of every Medicare decision starts here. A plain-English overview of what each part covers — and what it doesn't.
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Compare PlansMedicare Advantage vs Medigap
Two very different approaches to filling Original Medicare's gaps. Here's how to think about which one fits your life.
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EnrollmentWhen Should You Enroll in Medicare?
Timing matters. Learn about your Initial Enrollment Period, Special Enrollment Periods, and how to avoid late penalties.
Read articleReady to understand your Medicare options?
Whether you're turning 65, retiring, or simply exploring your Medicare choices, Scott Black is here to help you make informed decisions with confidence.